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$399,900

386 Chicago St

Elgin, IL
Contingent
5
Bedrooms
0.33
Lot Size (acres)
1900
Year Built
17
Days On Market

Now is your opportunity to own one of Elgin's finest historic homes! Located just blocks from downtown Elgin, this grand residence offers timeless character, generous living space and exceptional flexibility for modern living. This is not your typical duplex-it is a distinguished historic home with a separate upper-level apartment, making it an excellent opportunity for a primary residence with space for multigenerational living, guests or rental income. Set on a deep, level lot with mature trees, this beautiful home welcomes you with a huge covered front porch, perfect for relaxing on summer evenings. Step inside to a grand foyer/parlor showcasing beautiful custom millwork, a large separate living room with crown and oversized moldings, and a formal dining room with exposed wood beams and a butler's swinging door leading to the updated kitchen. The kitchen features oak cabinetry, extra recessed lighting and wood laminate flooring. A back covered, enclosed porch with separate heating and air conditioning and vaulted ceilings provides a wonderful space for summer gatherings. The main residence offers a huge primary bedroom with a private fireplace and walk-in closet, graciously sized secondary bedrooms and a rare back-to-back arrangement of two full bathrooms-one with a whirlpool tub and the other with a walk-in shower. The full finished basement adds even more living and hobby space, including a recreation room, den, workshop area and additional laundry. The separate upper-level apartment is a tremendous bonus and a key part of this property's versatility. Currently rented for $925 per month, it features a spacious living room with a cozy gas-log fireplace, vaulted ceilings and a French door leading to a private balcony. A separate dining area with built-in hutch, updated kitchen with oak cabinetry and tile flooring, spacious bedroom with secondary exit for added safety and in-unit laundry make this a comfortable and functional living space. Whether used for family members, extended-stay guests, or a tenant, this apartment offers flexibility rarely found in a traditional single-family home. The main home is loaded with charm and character, while the unique detached 2 1/2-car garage with attached heated office provides an excellent space for an in-home business, studio, or work area. All of this is situated just blocks from downtown Elgin, with its beautiful library, recreation center, Hemmens Auditorium and much more. Nothing else even close on the market like this! Tremendous space, historic character and flexibility for the value. A truly special opportunity to own a grand historic home that can adapt to the way you live-whether that means enjoying it as your primary residence, sharing it with family, welcoming guests or taking advantage of rental income from the separate apartment. This is an estate sale being sold as is!

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Listing Information

Listing Updated
10 days ago
Listed By
Robert Wisdom · RE/MAX Horizon, 8479317500
MLS#
12787082
Source
Midwest Real Estate Data (MRED)
Status
Contingent

Facts & Features

Location

Community Information

Address
386 E Chicago St, Elgin, IL 60120
City
Elgin
County
Kane
Zip Code
60120

Architecture

Bedrooms
5
Year Built
1900
Construction Materials
Cedar
Garage
Yes
Garage Spaces
2
Parking Features
Garage Door Opener, Garage, Detached

Features & Amenities

Heating
Forced Air

Property Features

Lot Size
0.33 Acres
Water
Public
Sewer
Public Sewer

Tax & Financial Information

List Price
$399,900
Annual Taxes
$6,263

Schools

71/100
Garfield Elementary School
Grades M–M · 0.9 mi
City
Elgin
Students
297
Parent reviews
5.0★ avg · 2 reviews
Student body
82% Hispanic / Latino · 9% Black · 4% White
Free/reduced lunch
91%
Phone
(847) 888-5192
71/100
McKinley Elementary School
Elementary · Grades KG–06 · 0.9 mi
City
Elgin
Students
386
Parent reviews
5.0★ avg · 2 reviews
Student body
84% Hispanic / Latino · 10% White · 3% Black
Phone
(847) 888-5262
57/100
New Beginnings Regnl Safe School Pgm
High · Grades 06–12 · 0.1 mi
City
Elgin
Students
52
Student body
77% Hispanic / Latino · 17% White · 6% Black
Free/reduced lunch
77%
Phone
(630) 232-5963
54/100
Ronald D O Neal
Elementary · Grades KG–06 · 0.5 mi
City
Elgin
Students
527
Student body
84% Hispanic / Latino · 6% White · 5% Black
Free/reduced lunch
89%
Phone
(847) 888-5266
54/100
Larsen Middle School
Middle · Grades 07–08 · 0.9 mi
City
Elgin
Students
642
Student body
70% Hispanic / Latino · 12% White · 7% Asian
Phone
(847) 888-5250
54/100
Lowrie Elementary School
Elementary · Grades KG–06 · 0.9 mi
City
Elgin
Students
422
Student body
84% Hispanic / Latino · 8% White · 5% Black
Free/reduced lunch
72%
Phone
(847) 888-5260
53/100
Channing Memorial Elementary School
Elementary · Grades KG–06 · 0.2 mi
City
Elgin
Students
437
Student body
82% Hispanic / Latino · 8% Black · 6% White
Free/reduced lunch
89%
Phone
(847) 888-5185
53/100
Washington Elementary School
Elementary · Grades PK–06 · 1.2 mi
City
Elgin
Students
404
Student body
69% Hispanic / Latino · 13% Black · 10% White
Free/reduced lunch
85%
Phone
(847) 888-5270

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
10/16/2026Listed for sale$399,900

Listed by Robert Wisdom · RE/MAX Horizon · 8479317500

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.

Last Updated: October 22, 2026 at 8:32 PM | Source: Midwest Real Estate Data (MRED) | MLS#: 12787082

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