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$555,000

196 Chapin Way

Oswego, IL
Pending
4
Bedrooms
3.5
Bathrooms
0.22
Lot Size (acres)
2008
Year Built
60
Days On Market

STUNNING WATERFRONT HOME IN PRESCOTT MILL! Perched directly on the water, this stunning 2,844 sq ft Prescott Mill beauty offers unobstructed, direct pond views right from your own backyard and the sunrises here are nothing short of spectacular! FRESHLY painted and move-in ready, this spacious 5 bedroom, 3.5 bath, 3 car garage home features a main floor home office, finished basement, and two laundry rooms! MAIN LEVEL: Inside, the layout offers a comfortable flow with real hardwood flooring, a separate living room and dining room, along with a spacious kitchen and family room. The kitchen features 42" cabinetry, a pantry and recently upgraded quartz countertops, statement waterfall model island, tile backsplash, stainless steel sink/faucet/disposal, a reverse osmosis filter, and dishwasher featuring all-steel interior and 3rd rack. The main level also includes a perfect office/den! UPSTAIRS: Wake up and find yourself looking out over the water as the sun rises from the massive primary suite features a vaulted ceiling, huge walk-in closet, plus an additional closet utilized as a convenient 2nd floor laundry room! The master bathroom includes dual vanities, a soaking tub, and a separate shower. Also a full bath and three additional comfortable sized bedrooms provide plenty of space and closets. BASEMENT: The fully finished basement provides even more living space with a fifth bedroom, full bathroom, recreation area with sink and cabinets, and featuring a raised stage for the theater area with HDMI wiring for theater sound. There are also dedicated storage rooms. This home also offers a tankless water heater, whole-house humidifier, Ecobee smart thermostat, water softener and battery-backup sump pump. RECENT UPDATES: Just Freshly Painted Throughout (Sep 2026) | New Attic Insulation (2025) | New Furnace, AC & Ecobee Thermostat (Sept 2022) | Roof (Oct 2019) | Kitchen Upgrades (2024) | New Dryer (2023) | | Whole-House Humidifier | 240V EV Charger Outlet in Garage | MyQ Smart Garage Opener | Solar Floodlight | Basement HDMI Theater Sound Wiring. LOCATION & LIFESTYLE: Located in the sought-after Prescott Mill subdivision, residents enjoy access to a wonderful neighborhood park and playground, walking paths, and nearby schools. Best of all, you are just 10 minutes from shopping and dining along Route 59 (95th St.) and Route 34, combining peaceful waterfront living with ultimate daily convenience. This is the one you've been waiting for!

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Listing Information

Listing Updated
4 days ago
Listed By
Carolyn Alzueta · Charles Rutenberg Realty of IL, 6309291100
MLS#
12750494
Source
Midwest Real Estate Data (MRED)
Status
Pending

Facts & Features

Location

Community Information

Address
196 Chapin Way, Oswego, IL 60543
City
Oswego
County
Kendall
Neighborhood
Prescott Mill
Zip Code
60543

Architecture

Bedrooms
4
Bathrooms
3.5
Year Built
2008
Construction Materials
Vinyl Siding, Brick
Garage
Yes
Garage Spaces
3
Parking Features
Attached, Garage Door Opener, Asphalt, Garage

Features & Amenities

Interior Features
Cathedral Ceiling(s), Walk-In Closet(s), Vaulted Ceiling(s), Pantry
Appliances
Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Disposal, Humidifier, Freezer, Stainless Steel Appliance(s)
Flooring
Hardwood
Patio and Porch
Patio
Community Features
Sidewalks, Lake, Curbs, Park
Cooling
Ceiling Fan(s), Central Air

Property Features

Lot Size
0.22 Acres
View
Water
Water
Public
Sewer
Public Sewer

Square Footage

Total
2,844 sq. ft.

Tax & Financial Information

List Price
$555,000
Annual Taxes
$12,893
Association Fee
$118 (paid Quarterly)

Schools

56/100
Southbury Elementary School
Elementary · Grades KG–05 · 3 mi
Assigned school for this home
City
Oswego
Students
595
Student body
66% White · 13% Hispanic / Latino · 8% Asian
Free/reduced lunch
15%
Phone
(630) 551-9800
68/100
Oswego East High School
High · Grades 09–12 · 0.5 mi
Assigned school for this home
City
Oswego
Students
2,578
Parent reviews
3.7★ avg · 6 reviews
Student body
56% White · 16% Hispanic / Latino · 13% Black
Free/reduced lunch
18%
Phone
(630) 636-2200
100/100
Wolfs Crossing Elementary School
Elementary · Grades KG–05 · 0.7 mi
City
Aurora
Students
580
Parent reviews
5.0★ avg · 2 reviews
Student body
62% White · 13% Asian · 11% Hispanic / Latino
Free/reduced lunch
15%
Phone
(630) 636-3700
100/100
Plank Junior High
Middle · Grades 06–08 · 1.4 mi
City
Oswego
Students
861
Student body
51% White · 27% Hispanic / Latino · 11% Black
Free/reduced lunch
35%
Phone
(630) 551-9400
99/100
Churchill Elementary School
Elementary · Grades KG–05 · 1.4 mi
City
Oswego
Students
603
Parent reviews
3.0★ avg · 4 reviews
Student body
69% White · 10% Hispanic / Latino · 8% Two or More Races
Free/reduced lunch
13%
Phone
(630) 636-3800
79/100
The Wheatlands Elementary School
Elementary · Grades KG–05 · 1.3 mi
City
Aurora
Students
572
Parent reviews
5.0★ avg · 2 reviews
Student body
53% White · 17% Asian · 13% Hispanic / Latino
Free/reduced lunch
18%
Phone
(630) 636-3500
78/100
Homestead Elementary School
Elementary · Grades PK–05 · 1.7 mi
City
Aurora
Students
494
Parent reviews
5.0★ avg · 2 reviews
Student body
39% White · 24% Asian · 18% Hispanic / Latino
Free/reduced lunch
27%
Phone
(630) 636-3100
77/100
Clifford Crone Middle School
Middle · Grades 06–08 · 2.7 mi
City
Naperville
Students
871
Parent reviews
5.0★ avg · 2 reviews
Student body
54% White · 34% Asian · 5% Hispanic / Latino
Free/reduced lunch
5%
Phone
(630) 428-5600

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
10/07/2026Price change$555,000
09/03/2026Listed for sale$585,000

Listed by Carolyn Alzueta · Charles Rutenberg Realty of IL · 6309291100

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.

Last Updated: October 29, 2026 at 4:22 PM | Source: Midwest Real Estate Data (MRED) | MLS#: 12750494

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