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$920,000

415 4th St

Saint Charles, IL
Contingent
5
Bedrooms
4.5
Bathrooms
0.47
Lot Size (acres)
1890
Year Built
117
Days On Market

Welcome to 415 S. Fourth Street, a secluded in-town retreat designed for generations to gather. Set on a rare, half-acre double lot spanning Fourth and Fifth streets, this five-bedroom, 41/2-bath historic estate blends late-Victorian Queen Anne architecture with classical craftsmanship. Located in a quiet, walkable neighborhood just blocks from vibrant downtown St. Charles, this home offers unmatched privacy, extraordinary character, and the space to create lasting memories. Bring your design ideas-this unique property presents an incredible opportunity to restore, update, and customize a historic masterpiece to your exact taste. Commissioned in the early 1890s by Civil War veteran J.B.T. Wheeler, the residence beautifully preserves its historic workmanship. Iconic features include a sweeping wraparound porch, a graceful central staircase, substantial moldings, leaded-glass windows, original wood floors, and glass-paneled pocket doors. At the heart of the home is a dramatic, exceptionally large family room with a grand fireplace-the ultimate setting for holidays, milestones, and large-scale entertaining. The spacious kitchen and bathrooms are ready for updates and modernization. The expansive footprint and generous room proportions provide a strong canvas for your thoughtful vision. The park-like grounds are a true outdoor sanctuary. Featuring an in-ground pool, an expansive lawn, and mature ornamental gardens, the estate has comfortably hosted gatherings of over 100 guests. Additional highlights include an oversized two-car garage designed to complement the property's carriage-house aesthetic, plus a separate, detached art studio nestled beneath magnificent black walnut trees-perfect for a home office, woodworking shop, or creative retreat.

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Listing Information

Listing Updated
12 days ago
Listed By
Rita Schoenthal · Keller Williams Inspire - Geneva, 6302629500
MLS#
12696696
Source
Midwest Real Estate Data (MRED)
Status
Contingent

Facts & Features

Location

Community Information

Address
415 S 4th St, Saint Charles, IL 60174
City
Saint Charles
County
Kane
Zip Code
60174

Architecture

Bedrooms
5
Bathrooms
4.5
Year Built
1890
Style
Victorian
Construction Materials
Frame
Roof
Asphalt
Garage
Yes
Garage Spaces
2
Parking Features
Garage Door Opener, Asphalt, Garage, Detached

Features & Amenities

Interior Features
Entrance Foyer
Appliances
Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Disposal, Water Softener
Flooring
Hardwood, Carpet
Patio and Porch
Porch
Community Features
Sidewalks, Curbs, Street Lights
Cooling
Central Air
Heating
Steam

Property Features

Lot Size
0.47 Acres
Water
Public
Sewer
Public Sewer

Square Footage

Total
2,598 sq. ft.

Tax & Financial Information

List Price
$920,000
Annual Taxes
$11,597

Schools

100/100
Munhall Elementary School
Elementary · Grades KG–05 · 1.2 mi
City
Saint Charles
Students
430
Student body
86% White · 7% Hispanic / Latino · 4% Asian
Free/reduced lunch
17%
Phone
(331) 228-2600
60/100
Mades-Johnstone Center
Grades M–M · 1.2 mi
City
Saint Charles
Students
28
Parent reviews
3.0★ avg · 2 reviews
Student body
64% White · 14% Two or More Races · 11% Hispanic / Latino
Free/reduced lunch
39%
Phone
(331) 228-4858
56/100
Haines Middle School
Grades 06–08 · 0.4 mi
City
Saint Charles
Students
996
Student–teacher
15.4
Student body
81% White · 8% Asian · 7% Hispanic / Latino
Free/reduced lunch
7%
Phone
(331) 228-3100
54/100
Geneva Community High School
High · Grades 09–12 · 1.1 mi
City
Geneva
Students
1,921
Student body
86% White · 8% Hispanic / Latino · 5% Asian
Free/reduced lunch
6%
Phone
(630) 463-3800
53/100
Davis Elementary School
Elementary · Grades KG–05 · 0.5 mi
City
Saint Charles
Students
375
Student body
62% White · 28% Hispanic / Latino · 4% Two or More Races
Free/reduced lunch
38%
Phone
(331) 228-2200
53/100
Richmond Elementary School
Elementary · Grades KG–05 · 0.5 mi
City
Saint Charles
Students
380
Student body
62% White · 28% Hispanic / Latino · 5% Two or More Races
Phone
(331) 228-2800
53/100
Lincoln Elementary School
Grades M–M · 0.6 mi
City
Saint Charles
Students
242
Student body
86% White · 6% Two or More Races · 5% Hispanic / Latino
Free/reduced lunch
14%
Phone
(331) 228-2500
53/100
Mades-Johnstone RSSP
High · Grades 06–12 · 1.2 mi
City
Saint Charles
Students
3
Student body
33% White · 33% Hispanic / Latino · 33% Asian
Phone
(630) 232-5963

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
07/08/2026Listed for sale$920,000

Listed by Rita Schoenthal · Keller Williams Inspire - Geneva · 6302629500

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.

Last Updated: October 21, 2026 at 12:02 AM | Source: Midwest Real Estate Data (MRED) | MLS#: 12696696

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